Tax advice

Bufete Bermejo Martínez y Asociados

Over 30 years of experience
Personal, close attention
First consultation with no obligation

Why trust professionals to handle your income tax?

Filing your income tax return may seem straightforward, but an error in the figures, a wrongly applied deduction or an incorrect box can lead to penalties from the tax authorities, late-payment interest or, quite simply, paying far more than you should. Tax rules change every year and what was valid last year may no longer be so.

A professional tax adviser does more than fill in forms: they analyse your financial, employment and family situation to spot every deduction you are entitled to, minimise your bill and protect you against possible checks by the tax authorities. Over time, the difference between doing it alone and doing it well can add up to hundreds of euros.

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Experts in Tax Advice in Santander

Our specialist advice on tax matters gives you the peace of mind of meeting your legal obligations while optimising your tax burden. We offer tailored solutions suited to the reality of your business or your wealth.

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Signs that you need professional help

You have changed jobs this year

Two or more employers complicate the withholding calculation and can leave you owing tax even when you do not expect it.

You have properties for rent

Income from property has specific deductions that many taxpayers do not apply correctly.

You have sold shares, funds or a property

Capital gains and losses require precise tax treatment so you do not pay more than you should.

You are self-employed or run an economic activity

Income from economic activities calls for separate handling that directly affects your final bill.

You receive benefits, pensions or allowances

Not all of them are taxed the same way, and confusing them is one of the most common mistakes before the tax authorities.

You have received a request or notification from the tax office (AEAT)

Ignoring it or responding without professional advice can make things worse and lead to unnecessary surcharges.

Tell us about your case with no obligation

Tax Advice in Santander | Income Tax Returns and IRPF

Every year, the income tax return brings questions, last-minute rushes and, in many cases, mistakes that cost money. At BBM Abogados we help you file your income tax in Santander correctly, efficiently and without any nasty surprises.

✓ More than 30 years advising private individuals and companies in Santander ✓ A full review so you neither pay too much nor make mistakes ✓ Personal attention from a tax adviser dedicated to your case

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What does the income tax service at BBM Abogados involve?

Our income tax advice service in Santander covers the whole process: from the initial analysis of your documentation to online filing with the tax authorities, with follow-up afterwards if they ask for clarification.

We do not work with generic templates. Each return is studied individually to tailor the tax strategy to your actual situation.

– Review of the draft return and tax data provided by the tax authorities to detect errors or omissions.
– Identification of every applicable deduction: main home, pension plans, donations, large family, disability and more.
– Official online filing with confirmation of registration and a copy for the client.
– Advice afterwards on queries, requests or checks by the tax authorities relating to the return filed.

Not sure what documentation you need?

Benefits of handling your income tax with BBM Abogados

Real savings | We spot deductions you overlook and reduce your bill to the lowest amount the law allows.

Legal certainty | Your return is backed by professionals with more than 30 years of experience before the tax authorities.

No mistakes | A thorough review of every figure to avoid penalties, surcharges or parallel tax assessments.

Complete peace of mind | We take care of the whole process so you do not have to worry about deadlines or paperwork.

The process, step by step

1
Study of your situation

We analyse your tax data, income, assets and personal and family circumstances to understand your actual case.
2
Review of the draft return and deductions

We check the tax authorities' draft return and locate every state and regional deduction you are entitled to.
3
Online filing

We file the return with the tax authorities within the deadline and give you a copy with the filing receipt.
4
Follow-up afterwards

If the tax authorities request information or carry out a check, we stand by you and respond on your behalf.

The benefits of working with BBM Abogados

Real experience

Over three decades resolving cases in Santander and Cantabria give us a perspective that makes the difference.

Swift response

We know legal deadlines are critical. We act quickly so you do not lose any right for the sake of time.

Specialist team

Our lawyers are in constant training and up to date with every legislative change that may affect your case.

A close approach

Every client receives direct, personal attention. We explain each step clearly, without unnecessary jargon.

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What do our clients say?

EXCELLENT

Based on 106 reviews

Google

Marta Cavestany Alija

Excelentes profesionales, muy amables. Muchas gracias

María Fernández

En los temas en los que he contado con ellos son eficientes y muy profesionales. Totalmente recomendables.

Violeta Peralta Cancela

Muy buena profesionalidad, atención personal por parte de todo el equipo. Servicio muy satisfactorio. 👏☺️

Brigitte Peralta

Excelentes profesionales y un trato estupendo.

Carlos García

Grandes profesionales, te resuelven todas las dudas legales, rápidos y eficientes. Totalmente recomendable.

agua salada

Acudí a este bufete con un tema muy sensible y la atención, el trato, la dedicación y el resultado no pudo ser mejor. Grandes profesionales que trabajan con verdadera vocación.

Apartamentos Natura Cantabria

¡Personal 100% de confianza, grandes profesionales y trámites rápidos y eficaces! ¡Gracias!

Antonio Muñiz

Grandes profesionales.

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Who do we help in Santander and the surrounding area?

From our office in Santander we provide income tax (IRPF) advice to:

Employees with one or more employers resident in Santander and Cantabria.
Self-employed workers and freelance professionals with an economic activity in the region.
Pensioners and retirees who need to check whether they are required to file and how to optimise their situation.
Investors and savers with income from movable capital, investment funds or property rental in Santander.
Families with special circumstances: married couples filing jointly or separately, large families, and people with a disability or in need of care.

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Frequently asked questions

How can I check my Banco Santander withholdings? +

To check the withholdings applied by Banco Santander, you can log in to your customer area in the bank's online banking, where you will find the certificate of withholdings and payments on account for the tax year. You can also request it directly at any branch or through customer services. This certificate sets out the interest earned and the withholdings applied to your financial products, figures you will need to include in your income tax return. Remember that the tax authorities also add this data to your draft return automatically if the bank has reported it correctly.

What is IRPF Santander? +

When people talk about IRPF in Santander they are referring to the management and filing of Personal Income Tax by taxpayers resident in the city of Santander or in the autonomous community of Cantabria. IRPF is the main direct tax on income earned by individuals in Spain: salaries, pensions, rental income, capital gains and so on. At BBM Abogados we advise private individuals and professionals in Santander on filing their return correctly and in a tax-efficient way.

How long does Santander take to release a hold? +

The time it takes to release a bank hold at Banco Santander depends on why it was applied. In the case of tax withholdings (for example, on interest or dividends), they are applied at the time of payment and paid over to the tax authorities periodically, so there is no 'release' process as such: they have already been settled. If the question refers to precautionary holds for suspicious transactions or other administrative reasons, the timescales vary and it is best to contact the bank directly. For any matter relating to withholdings and their impact on your income tax, our tax team can advise you with no obligation.

How do I pay taxes at Banco Santander? +

You can pay taxes such as income tax through Banco Santander in several ways. The most common is by direct debit when you file your return on the tax authorities' portal (Renta Web), giving your Banco Santander account for the charge on the set date. You can also obtain the NRC (Complete Reference Number) through Banco Santander's online banking to make the payment immediately. Another option is to go to a branch in person with the relevant form to make the payment over the counter. At BBM Abogados we handle the whole process of filing and paying your return so you do not have to worry about the paperwork.

Do you need legal advice?

Tell us about your case. We will look after you with a close, no-obligation approach.

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